Chime – Mobile Banking
Chime – Mobile Banking App Info
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App Name
Chime – Mobile Banking
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Package Name
com.onedebit.chime
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Developer
Chime -
Category
Finance -
Updated
2025/09/24
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Version
5.294.0
Chime App
Chime is a reliable banking app designed especially for modern users who prioritize their money's safety and control in their hands. It is a financial technology company that operates as a financial institution and collaborates with The Bancorp Bank and Stride Bank, N.A. Its banking services are backed by the Federal Deposit Insurance Corporation (FDIC). Chime is the app that has your back with its security features, credit-building opportunities, fee-free overdrafts, and early direct deposit without compromising on convenience.
Features of Chime
Chime offers a lot of features that make it stand out from traditional banks, some of which are:
- Security: Stay in control of your account by enabling two-factor authentication and block your card with a single tap in case of theft or fraud.
- Overdraft up to $200*: Overdrafts are frustrating, stressful, and costly. But with Chime, eligible members can overdraft up to $200* on debit card purchases and ATM withdrawals without any fees.
- No Monthly Fees‡: You shouldn't have to pay extra for accessing your own money. Chime understands this and charges no minimum balance, maintenance, or foreign transaction fees.
- Early Direct Deposit^: Get your paychecks up to two days early than with traditional banks, making it perfect for those living paycheck to paycheck.
- Credit Builder¹: Credit-building is made easy with Credit Builder. Increase your FICO® Score by an average of 30 points² with regular on-time payments, with no interest, annual fees or credit checks.
- Free Transfers: Transfer money to friends and family with no transfer charges and at the speed of text.
FAQ
Q: Is Chime a safe platform for banking?
A: Yes, using Chime is completely safe as it uses the latest encryption technology to keep your personal and financial information secure.
Q: Can Chime be used worldwide?
A: Chime can be used across the U.S., and it also supports international transactions, but there may be some currency conversion charges.
Q: How do I get started with Chime?
A: Download and register with the Chime app from the Apple App Store or Google Play, verify your identity, add money, and enjoy the benefits.
Editor's Note
Chime app offers a hassle-free banking experience satisfying the banking needs of every user in a clever and unique way. It provides security, convenience, and exceptional money management services without any monthly fees or hidden charges. It is a trusted platform for millions with the highest 2021 Net Promoter Score among competitors in the industry according to Qualtrics®. Overall, Chime is a fantastic banking app, worth considering for anyone looking for a better banking experience.
