Current: The Future of Banking
Current: The Future of Banking App Info
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App Name
Current: The Future of Banking
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Package Name
com.current.app
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Developer
Current -
Category
Finance -
Updated
2025/09/24
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Version
7.38.0
Current: The Future of Banking App
Current is a financial technology company that provides banking services through their mobile app and Visa debit card. With over 4 million members, Current aims to help users spend, save, and manage their money more effectively.
Features of Current: The Future of Banking
Current offers a range of features designed to make banking easier and more accessible:
- Get paid up to 2 days faster with direct deposit.
- Benefit from fee-free overdraft and fee-free cash withdrawals from 40,000 Allpoint ATMs in the US.
- Earn up to 4.00% APY on your savings with Pods when you maintain a qualifying direct deposit.
- Get rewarded with up to 7x points and cash back on swipes.
- Buy and sell crypto with no trading fees.
- Get a sleek Current card, spending notifications and insights, and instant money transfers with Current Pay.
- Use privacy controls to protect your information and block your card in the app.
- Access 24/7 support and chat in the app.
If you have a teen in your household, Current also has benefits designed specifically for them:
- Savings Pods teach teens to set savings goals.
- Instant money transfers from parent to teen and automated allowances help teens learn to manage money.
- Money management tools allow teens to set budgets.
- Parental controls let you pause the card, set limits, and block merchants.
FAQ
Q: Who provides the banking services for Current?
A: Banking services are provided by Choice Financial Group, a member of the FDIC.
Q: Is cryptocurrency available through Current?
A: Yes, Current offers cryptocurrency services through Zero Hash LLC and Zero Hash Liquidity Services LLC.
Q: Are cryptocurrency transactions guaranteeed by the FDIC?
A: No, cryptocurrency is not insured by the FDIC or any other government-backed or third-party insurance. Cryptocurrency is a form of investment and all investments are subject to investment risks.
Editor's Note
Current offers a range of convenient features designed to help users better manage their finances, and their teen-specific benefits are a standout feature. With no minimum requirement to open an account, it's easy to get started with Current. While it's important to keep in mind the risks associated with cryptocurrency investments, this feature can be a helpful addition for some users. Overall, Current is a solid option for anyone seeking a more user-friendly and accessible banking experience.
