Redwood Credit Union

Redwood Credit Union App

Redwood Credit Union app is designed to save you time and provide convenience in handling your banking needs. With this digital banking app, RCU members can easily access and manage their accounts from their Android devices. The app is not only free but also ensures the security of your personal and financial information.

Features of Redwood Credit Union

The app offers a range of features that make banking on the go easy and efficient. Here are some highlights:

1. Mobile Lending: Applying for loans, credit cards, and favorable rates has never been easier. You can conveniently browse and apply for a low-rate credit card, finance a new vehicle, or even apply for your dream home loan directly from the app.

2. Account Access: Registering your account in the app allows you to enjoy seamless digital banking. The app provides a fast and secure login with biometrics, and in case you forget your username or password, you can retrieve it through the app. You can also update your contact information and access a quick balance widget to view your account balances without signing in. The app offers a comprehensive overview of your accounts, loans, credit cards, and investments, with the option to delve into transaction history for individual accounts. Furthermore, you can control overdrafts by setting up a backup option and perform swift transaction searches. Additionally, the app allows you to order new checks, stop payments on a check, and configure account alerts. You can also contact customer service securely through the app if you have any inquiries.

3. Payments Simplified: The app streamlines payment processes, offering features such as RCUpay, which enables you to effortlessly send money to friends and family, even if they are not RCU members. You can schedule one-time or recurring transfers and payments, as well as make transfers to and from your accounts at other financial institutions. The app keeps track of scheduled transfers and provides your loan payoff amount for any time within the next 30 days. Furthermore, the app offers the convenience of free Bill Pay service, allowing you to pay your bills on the go.

4. Card Services: The app offers various features related to credit and debit cards. You can easily add your cards to Google Pay directly from the app. It also allows you to view and redeem your RCU credit and debit rewards points for cash or other rewards. For enhanced security, you can freeze your debit or credit card if it's not currently in use, and report a lost or stolen card to cancel it and have a new one issued. The app also provides extensive control over your spending, offering options to block online transactions or set alerts for purchases above certain amounts. Additionally, you can add upcoming travel notes to ensure uninterrupted access while you're away and adjust ATM and debit card purchase limits to suit your needs. Lastly, you can easily activate new credit and debit cards through the app.

FAQ

1. Can I access the app in Spanish?

If you prefer to use the app in Spanish, simply click on the "ES" option in the menu to switch to Spanish language interface.

2. Can I deposit checks through the app?

Yes, the app features an autocapture functionality for mobile deposits, making it easy to deposit checks by simply aligning your camera over the check.

3. Can I view devices accessing my account and set authentication preferences?

Yes, the app allows you to view the devices accessing your account under the Security section of Settings. You can also set your authentication preferences for added security.

Editor's Note

Redwood Credit Union app offers a comprehensive range of features and functions to cater to all your banking needs through your Android device. From account access to payments, card services, and lending, the app provides convenience, security, and efficiency. The addition of Spanish language support, check depositing features, and device security controls further enhance the overall banking experience. With its user-friendly interface and extensive capabilities, this app is a valuable tool for RCU members seeking digital banking convenience.