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Upgrade icon

Upgrade

4.6
500K+
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Upgrade App Info

  • App Name

    Upgrade

  • Package Name

    com.upgrademobile

  • Developer

    Upgrade, Inc.
  • Category

    Finance
  • Updated

    2025/09/18

  • Version

    1.28.4

Upgrade App

Upgrade App is a mobile banking app that lets you manage your financial needs effortlessly. With this app, you can keep tabs on your balance, available credit, pay bills, and track your rewards. Upgrade App is a financial technology company, not a bank. Banking services are offered by Cross River Bank, Member FDIC.

Features of Upgrade

Upgrade App offers multiple features to help manage your personal finance. One of the best aspects of the app is it has no monthly fee. The app allows you to check your balance, pay bills, and manage your funds effectively. Upgrade App has a rewards program, with up to 2% cashback on purchases. You can track your rewards and other eligible debit card purchases easily.

Moreover, Upgrade App gives you an easy way to manage your Upgrade Card or Loan. You can manage your payments and view your outstanding balance. The app also lets you check your credit score, get notified of any changes in your credit report, and track potential ID theft.

FAQ

Q. Can I get early access to my direct deposit funds with Upgrade App?

A. Yes, Upgrade App offers early direct deposit. However, it depends on the timing in which we get notice of impending direct deposits, generally up to two days before the scheduled deposit date.

Q. Is Upgrade App a bank?

A. Upgrade is a financial technology company, not a bank. Banking services are offered by Cross River Bank, Member FDIC.

Q. What is the rewards program in Upgrade App?

A. Non-Active Rewards Checking Plus Accounts accrue 1% cashback on common everyday expenses, and Active Rewards Checking Plus Accounts accrue 2% cashback on eligible debit card purchases, with a maximum of $500 in rewards per calendar year.

Editor's Note

Upgrade App is perfect for people who want to manage their finances quickly and easily. This user-friendly app has a lot of useful features to help you manage your financial life better. With the rewards program, you can earn cashback on eligible debit card purchases. Upgrade App is recommended for anyone looking for an efficient and hassle-free way of managing their personal finance.

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